A low cost group master policy purchased by private schools and day care facilities designed to help stabilize revenue stream and keep children in school by paying the school directly if a registered parent or guardian becomes involuntarily unemployed.

A plan offered by municipalities to their residents, via a monthly charge to their sewer or water bill, for repair service to upper sewer lateral lines and main water supply lines – because homeowners often ignore needed repairs due to cost.

Our program to develop and bring to the market unique insurance products that address unrecognized needs of individuals, families, businesses and institutions.